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MORTGAGES Q & A

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How much could I save paying off my mortgage in 15 rather than 30 years?

You could save a ton of money by paying off your mortgage in 15 years.

QUESTIONS FROM OUR READERS

Can my ex-fiance just take his name off our mortgage?

How do I get money to remodel when I buy a house?

Is it an offense to buy a less expensive house and then short sale or foreclose the current one?

How can I get a vacant house inspected without asking my agent for a recommendation?

Can we fire our real estate agent?

Should I pursue a 'rent-to-buy' deal?

Can I cosign for my father's refinancing without putting my name on the title?

Can you be considered a first-time home buyer if you've owned a home before?

Are FHA loans only for people with bad credit?

Can my husband apply for a mortgage on his own so my student loans won't be considered?

Can my dad cosign my mortgage if he doesn't live in the house?

What are annual percentage rates on mortgages?

Where does the money go if I pay extra on my mortgage?

Should I get preapproved by more than one mortgage lender?

Is it harder to qualify for a mortgage with multiple cosigners?

How can I figure out what price home I can afford to buy?

What is the overall concept of a home loan?

How do I split a mortgage between myself and another individual?

Can I sell my house if I owe $109,000 on my mortgage but the house is only worth $80,000?

If I pay off my house in 10 years, will I still have to pay 30 years' worth of finance charges?

Do you need PMI with an FHA mortgage?

How long will I have to wait after a short sale before I can get another mortgage and buy a house?

Can we buy another home despite our recent foreclosure?

What makes a mortgage loan a jumbo loan?

Should we pay the bank forbearance money without the promise of a mortgage modification?

Will I need private mortgage insurance under the government's refinance program?

Can I get preapproved for a mortgage with a low credit score?

Can refinance when I'm upside down on my mortgage?

What does getting preapproved for a mortgage actually mean?

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